We help clients recover overcharges! Many of our clients pay too much in premiums for their Workers' Comp insurance.  Why?  It's because mistakes in classifications, payrolls, Ex Mods or in the way NCCI rules and procedures are applied to them can incorrectly raise rates.  By conducting a Premium Audit,  errors in class codes and payroll information that adversely impact your Ex Mod can be identified.  Strategems Consulting then uses this analysis to have errors corrected, which may result in premium dollars being returned to you and help save you money on future  policies.